Danielle, This may sound like a foolish question, but assuming one keeps all his money in cash, how much of it is actually CDIC insured? I was under impression that it is up to $100,000.00 per account. As I browse through CDIC website I see that it is $100,000.00 per name, even if held in different accounts, ie. savings, chequing, GIC etc. Considering that the current banking crisis appears to be world wide and spreading, and that over forty banking institutions failed in Canada since the seventies how does one address this potential problem? Opening accounts in ten different banks seems excessive, yet risks of not doing it seem to grow by the day. Any advice? Marcus